Privacy Policy

AP Financial Services Ltd (“we”, “us”, “our”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal data in accordance with applicable data protection laws, including the UK GDPR and the Data Protection Act 2018.

AP Financial Services Ltd is a company registered in the United Kingdom.
Registered Office: Office 5-9 Kent Street, Blackburn,BB1 1DE
Contact Email: Adam@apfinancialservices.co.uk
Contact Number: 07388399489

We are the “data controller” responsible for your personal data.

We may collect and process the following types of personal data:

• Identity Data (name, date of birth)
• Contact Data (address, email, phone number)
• Financial Data (bank details, transaction history)
• Technical Data (IP address, browser type)
• Usage Data (how you use our website/services)
• Marketing Preferences

We collect data in the following ways:

• Directly from you (forms, emails, phone calls)
• When you use our website
• From third parties (credit reference agencies, fraud prevention agencies)

We use your personal data to:

• Provide financial services
• Verify your identity
• Process transactions
• Comply with legal and regulatory obligations
• Improve our services
• Communicate with you
• Send marketing communications (where consent is given)

We process your data under the following lawful bases:

• Performance of a contract
• Legal obligation
• Legitimate interests
• Consent (for marketing communications)

We may share your data with:

• Regulatory authorities
• Financial institutions
• Service providers and IT systems
• Professional advisers

We ensure all third parties respect the security of your data.

If we transfer your data outside the UK, we ensure appropriate safeguards are in place, such as standard contractual clauses.

We implement appropriate technical and organisational measures to protect your personal data from unauthorised access, loss, or misuse.

We retain your data only for as long as necessary to fulfil the purposes we collected it for, including legal, accounting, or reporting requirements.

Under UK data protection law, you have the right to:

• Access your personal data
• Request correction
• Request erasure
• Object to processing
• Request restriction
• Data portability
• Withdraw consent

You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO).

Our website may use cookies to improve user experience. You can control cookies through your browser settings.

We may update this Privacy Policy from time to time. Updates will be posted on this page.

If you have any questions about this Privacy Policy or your data, please contact us